September 30, 2004
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Two weeks ago, I was going to write a long post, mostly bitching about
our poverty and my fluctuating hours and yadda yadda yadda. The same
kind of griping I seem to do a little too often for my liking. But when
your attention and focus are largely taken up with a certain matter, it
can be difficult to write about anything else.As the days went by, I restrained myself from writing such a post,
since I've always preferred to keep bitching the exception rather than
the rule here. The mundane details of my financial state, while they
may seem pressing to me, are no different from what most other people
experience from day to day as well, and I don't want it to seem that I
think my trials and tribulations are really serious in the grand scheme
of things. They're important to me, but they're not the end of the
world.So as the days continued to progress, I started having other ideas for
a post, having to do with how my birthday went, some new work I've been
doing, and the fact that I'm expecting a roll of film back from the
developers soon. Nice, cheerful stuff which can be written about with a
little flare and can be tied to greater issues and stuff. I was happy
that I was putting my stress behind me (well, only in terms of a blog
entry, but it's a start...).The other night, I let off a little bit of steam caused by stress I've
been carrying around for a year or so. I was doing some meditating on a
few lines from the writings of my religion, a passage which starts out:
"Be generous in prosperity and thankful in adversity". I had spent a
while thinking about being generous in prosperity, and had moved on to
pondering being thankful in adversity. The angle I was working on was
that however down I am now, my problems are infinitely less than they
were this time last year. The forced perspective shift helped lift my
spirits a little more.However...
Tonight, I called the student loan people to apply to have my payments
put on hold for a while. Turns out that some changes were made earlier
this year which resulted in them messing up the automatic withdrawl of
the payments on one of my loans. As a result, the payments stopped
coming out of my account. That was 6 months ago tomorrow. At 6 months,
the debt gets turned over to a collection agency. So... The best case
scenario is that the payment I agreed on the phone to send today will
get processed and all will be hunky dory. A more likely scenario is
that at least the overdue amount and possibly the
entire loan amount may be turned over to a collection agency, resulting
in all sorts of unpleasantness and years of bad credit.And so, here I am, bitching, despite my valiant attempts to do
otherwise. Sometimes the more things change, the more they stay the
same. Obviously whatever I've been supposed to learn from this
prolonged round of adversity still hasn't sunk into my head, so a fresh
heap has been tossed into the fan so that I can have another chance to
draw some appropriate conclusions. I will keep trying to make sense of
it all, though I'll have to take some time out tomorrow to make a whole
bunch of phone calls trying deperately to make sure that they accept my
payment and not sell my debt to Legbreakers Debt Collection Inc.Okeedokee. Writing that has given me a teeny little bit of catharsis,
though not enough, I fear, that I'll be able to get to sleep. Sorry for
inflicting my problems on you, dear readers. I promise I'll rally soon,
post some birthday pictures and talk about the package I'm getting
ready to send to my family. If you feel like taking time out of your
lives to send some prayers or good vibes our way, it would certainly be
appreciated. Maybe that's the new angle on thankfulness that I should
be exploring...Take care
-J-UPDATE: 10am and some phone calls later, it looks as if disaster may
have ben averted (knock on wood). Don't want to fully relax until
everything's fixed, but thanks to an excellent customer service rep
named Curtis, I'm feeling much easier in my mind. Anyhow, off to work.
Comments (15)
ill tell you what - call me and tell me your address and how much you need, and ill take care of it.
Student loan people are no fun to deal with.
It's interesting that they always seem to be screwing something up.
Unfortunately, they care least about the people.
I pray it gets resolved FULLY soon.
I hope everything turns out okay. In fact, I hope it turns out awesome.
Student loans suck so bad, sigh!
Hope your situation is alright. That's the one thing where I never have to worry--my student loan people have been very cool. now if the people doing debt consolidation on my credit cards would return my phone calls...Financial woes are so stressful. Here's hoping things get less hectic in your life.
Best wishes.
I hope you get your situation sorted out soon. Difficult situation.
Good vibes always. I think we have all been through something similar and it always passes, its never the end of the world and we continue to march on.
We all face similar problems now and then. It's good to hear how others have reacted to adversity ... once in a while, not constantly. If you (or anybody else) do too much complaining, you'll find your audience tunes you out after a while. Obviously, however, many of us are still here.
you know, sometimes I feel like avoiding the real life strain I experience at times and not sharing it here, but whats the sense? If I am in pain and or are going through difficult times- it feels good to let it all out in writing, and then I don't have to carry it with me in mind all day.
Journaling has become one of my favorite sources of ventalation. I'm not negative by nature, but when shit is eating me up inside... I have to let it out- and what better place to do it then here.
I'm glad when people share their antimosity or frustrations in life- it lets me know that I am not alone in the sometimes struggle for contentment in life.
I was unemployed upon moving to one of the most expensive places to live in the united states - NY/long island.
I was freaking out. Everything had me rattled- because my financial security was being threatened and fear was filling me up inside. I made it through that though, and I guess because I kept putting one fooot in front of the other, I got to the other side and finally got a job.
I guess I believe that lessons are taught to us everyday. The ones we need most reoccur in different lights- so that we may learn and practice what we have gathered from past experience.
Patience is not my forte, but when I am forced and have no power in the situation- I develop patience because I have to- and I guess I realize a little bit at a time that all good things in all good time do come around. (not on my schedule though unfortunately :p)
I hope things get resolved about the loan situation. There is always a new challenge waiting for us in life, and what doesn't kill us only makes us stronger
)
It seems strange to me you'd think someone conscientious about debt, such as yourself, would meet with resistance when attempting to pay it. There is a whole segment of society who don't give a rat's ass about paying what they have run up. They must be the ones getting all the reduced debt deals attempting to get them to be responsible for their actions and appetites. You punish yourself entirely too much. Yes, I'll pray if you'll give the same energy to being a bit more gentle with yourself.
Things have a funny way of turning out right. And people usually help from the weirdest places imaginable when things go wrong.
*muchlovehugsnkisses*
I don't mind your venting at all ~ it's always a spectacular read. And if people cared enough to read your posts and post replies, wouldn't it mean that it's ok to vent anyway?
I dunno, do what makes YOU happy and somehow things'll just fall into place.
Seems much too long since you journaled, I hope they didn't come and put you in jail for missing your student loan payments. I received a letter 2 weeks ago that I must go to a "hearing" because I did not refund the dept of labor $175 when I was unemployed...3 years ago. I was teaching an adult continuing ed course that paid $25 an hour for two hours each week for 8 weeks. I therefore reported $50 a week earnings to be deducted from my unemployment check. The school (my employer) reported that I worked for 6 weeks and made $400. I called the school and had them send a letter to correct the mistake. Makes no difference. They have turned it over to collection agency because of the mistake by the school. Hearing is scheduled for Friday. I feel your pain.
I'm with the last poster, wondering what has happened.
Just checking in on you
) Hope all is well
I'm sending some good vibes your way. I guess I'll keep on bitching myself until I have nothing left to bitch about.
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